Out of Reach 2020

National Low Income Housing Coalition

How Much do you Need to Earn to Afford a Modest Apartment in Your State?

Hourly wage required to afford a two bedroom rental home by state.

Below

$15.00
$15.00 - $20.00

Above

$20.00

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Indiana

39th

Highest Housing Wage

$16.32/hr

Required to afford
a 2 bedroom rental home

90/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.16/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $547 Worker Earning Average Renter Wage: $751.00

Pennsylvania

26th

Highest Housing Wage

$19.23/hr

Required to afford
a 2 bedroom rental home

106/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $15.60/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $620 Worker Earning Average Renter Wage: $827.00

Wyoming

33rd

Highest Housing Wage

$17.15/hr

Required to afford
a 2 bedroom rental home

95/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.84/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $602 Worker Earning Average Renter Wage: $788.00

Wisconsin

32nd

Highest Housing Wage

$17.27/hr

Required to afford
a 2 bedroom rental home

95/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.87/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $603 Worker Earning Average Renter Wage: $744.00

West Virginia

49th

Highest Housing Wage

$14.97/hr

Required to afford
a 2 bedroom rental home

68/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.31/hr Minimum Wage Worker: $455.00 Household at 30% of Area Median Income: $461 Worker Earning Average Renter Wage: $678.00

Virginia

14th

Highest Housing Wage

$23.64/hr

Required to afford
a 2 bedroom rental home

130/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $20.24/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $700 Worker Earning Average Renter Wage: $971.00

Vermont

16th

Highest Housing Wage

$23.36/hr

Required to afford
a 2 bedroom rental home

85/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $18.64/hr Minimum Wage Worker: $570.00 Household at 30% of Area Median Income: $591 Worker Earning Average Renter Wage: $718.00

Utah

24th

Highest Housing Wage

$19.83/hr

Required to afford
a 2 bedroom rental home

109/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $16.24/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $620 Worker Earning Average Renter Wage: $777.00

Texas

21st

Highest Housing Wage

$20.90/hr

Required to afford
a 2 bedroom rental home

115/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $17.16/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $567 Worker Earning Average Renter Wage: $1,017.00

Tennessee

34th

Highest Housing Wage

$17.09/hr

Required to afford
a 2 bedroom rental home

94/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $14.11/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $506 Worker Earning Average Renter Wage: $823.00

South Dakota

47th

Highest Housing Wage

$15.24/hr

Required to afford
a 2 bedroom rental home

66/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $11.95/hr Minimum Wage Worker: $484.00 Household at 30% of Area Median Income: $570 Worker Earning Average Renter Wage: $651.00

South Carolina

31st

Highest Housing Wage

$17.30/hr

Required to afford
a 2 bedroom rental home

95/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $14.83/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $510 Worker Earning Average Renter Wage: $703.00

Rhode Island

19th

Highest Housing Wage

$21.16/hr

Required to afford
a 2 bedroom rental home

81/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $17.51/hr Minimum Wage Worker: $546.00 Household at 30% of Area Median Income: $660 Worker Earning Average Renter Wage: $739.00

Puerto Rico

52nd

Highest Housing Wage

$9.36/hr

Required to afford
a 2 bedroom rental home

52/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $8.05/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $189 Worker Earning Average Renter Wage: $402.00

Oregon

13th

Highest Housing Wage

$24.37/hr

Required to afford
a 2 bedroom rental home

81/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $20.11/hr Minimum Wage Worker: $624.00 Household at 30% of Area Median Income: $590 Worker Earning Average Renter Wage: $872.00

Oklahoma

44th

Highest Housing Wage

$15.93/hr

Required to afford
a 2 bedroom rental home

88/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.56/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $498 Worker Earning Average Renter Wage: $786.00

Ohio

43rd

Highest Housing Wage

$15.99/hr

Required to afford
a 2 bedroom rental home

74/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.62/hr Minimum Wage Worker: $452.00 Household at 30% of Area Median Income: $559 Worker Earning Average Renter Wage: $750.00

North Dakota

41st

Highest Housing Wage

$16.18/hr

Required to afford
a 2 bedroom rental home

89/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.81/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $665 Worker Earning Average Renter Wage: $890.00

North Carolina

28th

Highest Housing Wage

$17.67/hr

Required to afford
a 2 bedroom rental home

97/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $14.86/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $535 Worker Earning Average Renter Wage: $828.00

New York

5th

Highest Housing Wage

$32.53/hr

Required to afford
a 2 bedroom rental home

110/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $28.02/hr Minimum Wage Worker: $614.00 Household at 30% of Area Median Income: $659 Worker Earning Average Renter Wage: $1,335.00

New Mexico

38th

Highest Housing Wage

$16.37/hr

Required to afford
a 2 bedroom rental home

73/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.39/hr Minimum Wage Worker: $468.00 Household at 30% of Area Median Income: $471 Worker Earning Average Renter Wage: $728.00

New Jersey

7th

Highest Housing Wage

$29.69/hr

Required to afford
a 2 bedroom rental home

108/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $24.29/hr Minimum Wage Worker: $572.00 Household at 30% of Area Median Income: $771 Worker Earning Average Renter Wage: $993.00

New Hampshire

15th

Highest Housing Wage

$23.43/hr

Required to afford
a 2 bedroom rental home

129/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $18.23/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $711 Worker Earning Average Renter Wage: $823.00

Nevada

23rd

Highest Housing Wage

$20.48/hr

Required to afford
a 2 bedroom rental home

91/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $16.50/hr Minimum Wage Worker: $468.00 Household at 30% of Area Median Income: $544 Worker Earning Average Renter Wage: $906.00

Nebraska

40th

Highest Housing Wage

$16.27/hr

Required to afford
a 2 bedroom rental home

72/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.84/hr Minimum Wage Worker: $468.00 Household at 30% of Area Median Income: $591 Worker Earning Average Renter Wage: $712.00

Montana

35th

Highest Housing Wage

$16.88/hr

Required to afford
a 2 bedroom rental home

78/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.15/hr Minimum Wage Worker: $450.00 Household at 30% of Area Median Income: $548 Worker Earning Average Renter Wage: $684.00

Missouri

42nd

Highest Housing Wage

$16.07/hr

Required to afford
a 2 bedroom rental home

68/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.74/hr Minimum Wage Worker: $491.00 Household at 30% of Area Median Income: $551 Worker Earning Average Renter Wage: $794.00

Mississippi

50th

Highest Housing Wage

$14.89/hr

Required to afford
a 2 bedroom rental home

82/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.32/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $433 Worker Earning Average Renter Wage: $629.00

Minnesota

22nd

Highest Housing Wage

$20.53/hr

Required to afford
a 2 bedroom rental home

82/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $16.29/hr Minimum Wage Worker: $520.00 Household at 30% of Area Median Income: $696 Worker Earning Average Renter Wage: $835.00

Michigan

30th

Highest Housing Wage

$17.42/hr

Required to afford
a 2 bedroom rental home

72/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.79/hr Minimum Wage Worker: $502.00 Household at 30% of Area Median Income: $560 Worker Earning Average Renter Wage: $800.00

Massachusetts

3rd

Highest Housing Wage

$35.52/hr

Required to afford
a 2 bedroom rental home

111/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $28.80/hr Minimum Wage Worker: $663.00 Household at 30% of Area Median Income: $794 Worker Earning Average Renter Wage: $1,131.00

Maryland

8th

Highest Housing Wage

$28.06/hr

Required to afford
a 2 bedroom rental home

102/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $23.51/hr Minimum Wage Worker: $572.00 Household at 30% of Area Median Income: $820 Worker Earning Average Renter Wage: $944.00

Maine

25th

Highest Housing Wage

$19.79/hr

Required to afford
a 2 bedroom rental home

66/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $15.64/hr Minimum Wage Worker: $624.00 Household at 30% of Area Median Income: $576 Worker Earning Average Renter Wage: $642.00

Louisiana

29th

Highest Housing Wage

$17.48/hr

Required to afford
a 2 bedroom rental home

96/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $14.54/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $486 Worker Earning Average Renter Wage: $761.00

Kentucky

48th

Highest Housing Wage

$14.99/hr

Required to afford
a 2 bedroom rental home

83/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $11.92/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $499 Worker Earning Average Renter Wage: $717.00

Kansas

37th

Highest Housing Wage

$16.43/hr

Required to afford
a 2 bedroom rental home

91/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.98/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $560 Worker Earning Average Renter Wage: $739.00

Iowa

45th

Highest Housing Wage

$15.46/hr

Required to afford
a 2 bedroom rental home

85/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.15/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $594 Worker Earning Average Renter Wage: $698.00

Illinois

18th

Highest Housing Wage

$21.30/hr

Required to afford
a 2 bedroom rental home

85/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $17.97/hr Minimum Wage Worker: $520.00 Household at 30% of Area Median Income: $639 Worker Earning Average Renter Wage: $936.00

Idaho

36th

Highest Housing Wage

$16.59/hr

Required to afford
a 2 bedroom rental home

92/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.07/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $513 Worker Earning Average Renter Wage: $689.00

Hawaii

1st

Highest Housing Wage

$38.76/hr

Required to afford
a 2 bedroom rental home

153/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $29.63/hr Minimum Wage Worker: $525.00 Household at 30% of Area Median Income: $729 Worker Earning Average Renter Wage: $893.00

Georgia

27th

Highest Housing Wage

$19.11/hr

Required to afford
a 2 bedroom rental home

105/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $16.50/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $542 Worker Earning Average Renter Wage: $911.00

Florida

12th

Highest Housing Wage

$24.43/hr

Required to afford
a 2 bedroom rental home

114/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $19.75/hr Minimum Wage Worker: $445.00 Household at 30% of Area Median Income: $515 Worker Earning Average Renter Wage: $898.00

District of Columbia

4th

Highest Housing Wage

$32.83/hr

Required to afford
a 2 bedroom rental home

88/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $28.85/hr Minimum Wage Worker: $780.00 Household at 30% of Area Median Income: $945 Worker Earning Average Renter Wage: $1,518.00

Delaware

17th

Highest Housing Wage

$21.96/hr

Required to afford
a 2 bedroom rental home

95/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $18.08/hr Minimum Wage Worker: $481.00 Household at 30% of Area Median Income: $648 Worker Earning Average Renter Wage: $927.00

Connecticut

10th

Highest Housing Wage

$26.42/hr

Required to afford
a 2 bedroom rental home

96/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $21.34/hr Minimum Wage Worker: $572.00 Household at 30% of Area Median Income: $764 Worker Earning Average Renter Wage: $921.00

Colorado

9th

Highest Housing Wage

$26.45/hr

Required to afford
a 2 bedroom rental home

88/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $21.21/hr Minimum Wage Worker: $624.00 Household at 30% of Area Median Income: $690 Worker Earning Average Renter Wage: $1,013.00

California

2nd

Highest Housing Wage

$36.96/hr

Required to afford
a 2 bedroom rental home

114/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $29.26/hr Minimum Wage Worker: $676.00 Household at 30% of Area Median Income: $682 Worker Earning Average Renter Wage: $1,246.00

Arkansas

51st

Highest Housing Wage

$14.19/hr

Required to afford
a 2 bedroom rental home

57/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $11.41/hr Minimum Wage Worker: $520.00 Household at 30% of Area Median Income: $461 Worker Earning Average Renter Wage: $724.00

Arizona

20th

Highest Housing Wage

$21.10/hr

Required to afford
a 2 bedroom rental home

70/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $16.97/hr Minimum Wage Worker: $624.00 Household at 30% of Area Median Income: $547 Worker Earning Average Renter Wage: $908.00

Alaska

11th

Highest Housing Wage

$25.07/hr

Required to afford
a 2 bedroom rental home

98/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $19.32/hr Minimum Wage Worker: $530.00 Household at 30% of Area Median Income: $697 Worker Earning Average Renter Wage: $1,017.00

Alabama

46th

Highest Housing Wage

$15.44/hr

Required to afford
a 2 bedroom rental home

85/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.80/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $496 Worker Earning Average Renter Wage: $692.00

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