Out of Reach 2021

National Low Income Housing Coalition

How Much Do You Need to Earn to Afford a Modest Apartment in Your State?

Hourly wage required to afford a two bedroom rental home by state.

Below

$15.00
$15.00 - $20.00

Above

$20.00

Unfortunately you use an old version of browser that don't support an interactive map.

Indiana

43rd

Highest Housing Wage

$16.57/hr

Required to afford
a 2 bedroom rental home

91/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.43/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $550 Worker Earning Average Renter Wage: $758.00

Pennsylvania

26th

Highest Housing Wage

$19.95/hr

Required to afford
a 2 bedroom rental home

110/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $16.18/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $622 Worker Earning Average Renter Wage: $854.00

Wyoming

38th

Highest Housing Wage

$16.85/hr

Required to afford
a 2 bedroom rental home

93/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.70/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $617 Worker Earning Average Renter Wage: $817.00

Wisconsin

31st

Highest Housing Wage

$17.89/hr

Required to afford
a 2 bedroom rental home

99/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $14.37/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $610 Worker Earning Average Renter Wage: $767.00

West Virginia

50th

Highest Housing Wage

$14.83/hr

Required to afford
a 2 bedroom rental home

68/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.12/hr Minimum Wage Worker: $455.00 Household at 30% of Area Median Income: $467 Worker Earning Average Renter Wage: $660.00

Virginia

14th

Highest Housing Wage

$24.41/hr

Required to afford
a 2 bedroom rental home

103/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $20.91/hr Minimum Wage Worker: $494.00 Household at 30% of Area Median Income: $711 Worker Earning Average Renter Wage: $997.00

Vermont

16th

Highest Housing Wage

$23.68/hr

Required to afford
a 2 bedroom rental home

81/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $18.84/hr Minimum Wage Worker: $611.00 Household at 30% of Area Median Income: $615 Worker Earning Average Renter Wage: $719.00

Utah

25th

Highest Housing Wage

$20.21/hr

Required to afford
a 2 bedroom rental home

112/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $16.71/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $646 Worker Earning Average Renter Wage: $814.00

Texas

21st

Highest Housing Wage

$21.98/hr

Required to afford
a 2 bedroom rental home

121/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $18.19/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $576 Worker Earning Average Renter Wage: $1,053.00

Tennessee

34th

Highest Housing Wage

$17.59/hr

Required to afford
a 2 bedroom rental home

97/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $14.65/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $515 Worker Earning Average Renter Wage: $843.00

South Dakota

48th

Highest Housing Wage

$15.46/hr

Required to afford
a 2 bedroom rental home

65/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.10/hr Minimum Wage Worker: $491.00 Household at 30% of Area Median Income: $569 Worker Earning Average Renter Wage: $684.00

South Carolina

30th

Highest Housing Wage

$18.08/hr

Required to afford
a 2 bedroom rental home

100/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $15.50/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $519 Worker Earning Average Renter Wage: $726.00

Rhode Island

17th

Highest Housing Wage

$22.54/hr

Required to afford
a 2 bedroom rental home

78/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $18.61/hr Minimum Wage Worker: $598.00 Household at 30% of Area Median Income: $659 Worker Earning Average Renter Wage: $741.00

Puerto Rico

52nd

Highest Housing Wage

$9.72/hr

Required to afford
a 2 bedroom rental home

54/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $8.42/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $196 Worker Earning Average Renter Wage: $391.00

Oregon

11th

Highest Housing Wage

$25.14/hr

Required to afford
a 2 bedroom rental home

79/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $20.83/hr Minimum Wage Worker: $663.00 Household at 30% of Area Median Income: $618 Worker Earning Average Renter Wage: $900.00

Oklahoma

44th

Highest Housing Wage

$16.28/hr

Required to afford
a 2 bedroom rental home

90/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.88/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $510 Worker Earning Average Renter Wage: $802.00

Ohio

41st

Highest Housing Wage

$16.64/hr

Required to afford
a 2 bedroom rental home

76/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.15/hr Minimum Wage Worker: $458.00 Household at 30% of Area Median Income: $568 Worker Earning Average Renter Wage: $772.00

North Dakota

42nd

Highest Housing Wage

$16.61/hr

Required to afford
a 2 bedroom rental home

92/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.29/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $667 Worker Earning Average Renter Wage: $917.00

North Carolina

29th

Highest Housing Wage

$18.46/hr

Required to afford
a 2 bedroom rental home

102/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $15.60/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $539 Worker Earning Average Renter Wage: $851.00

New York

4th

Highest Housing Wage

$34.03/hr

Required to afford
a 2 bedroom rental home

109/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $29.31/hr Minimum Wage Worker: $650.00 Household at 30% of Area Median Income: $677 Worker Earning Average Renter Wage: $1,387.00

New Mexico

36th

Highest Housing Wage

$17.22/hr

Required to afford
a 2 bedroom rental home

66/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $14.16/hr Minimum Wage Worker: $546.00 Household at 30% of Area Median Income: $464 Worker Earning Average Renter Wage: $747.00

New Jersey

6th

Highest Housing Wage

$31.96/hr

Required to afford
a 2 bedroom rental home

107/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $26.29/hr Minimum Wage Worker: $624.00 Household at 30% of Area Median Income: $790 Worker Earning Average Renter Wage: $1,008.00

New Hampshire

13th

Highest Housing Wage

$24.73/hr

Required to afford
a 2 bedroom rental home

136/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $19.22/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $729 Worker Earning Average Renter Wage: $841.00

Nevada

22nd

Highest Housing Wage

$21.83/hr

Required to afford
a 2 bedroom rental home

90/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $17.74/hr Minimum Wage Worker: $507.00 Household at 30% of Area Median Income: $559 Worker Earning Average Renter Wage: $911.00

Nebraska

37th

Highest Housing Wage

$16.91/hr

Required to afford
a 2 bedroom rental home

75/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.37/hr Minimum Wage Worker: $468.00 Household at 30% of Area Median Income: $598 Worker Earning Average Renter Wage: $730.00

Montana

33rd

Highest Housing Wage

$17.76/hr

Required to afford
a 2 bedroom rental home

81/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.81/hr Minimum Wage Worker: $455.00 Household at 30% of Area Median Income: $543 Worker Earning Average Renter Wage: $697.00

Missouri

40th

Highest Housing Wage

$16.66/hr

Required to afford
a 2 bedroom rental home

65/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.27/hr Minimum Wage Worker: $536.00 Household at 30% of Area Median Income: $561 Worker Earning Average Renter Wage: $812.00

Mississippi

49th

Highest Housing Wage

$15.21/hr

Required to afford
a 2 bedroom rental home

84/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.61/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $439 Worker Earning Average Renter Wage: $636.00

Minnesota

23rd

Highest Housing Wage

$21.78/hr

Required to afford
a 2 bedroom rental home

86/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $17.40/hr Minimum Wage Worker: $524.00 Household at 30% of Area Median Income: $704 Worker Earning Average Renter Wage: $861.00

Michigan

28th

Highest Housing Wage

$18.55/hr

Required to afford
a 2 bedroom rental home

77/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $14.71/hr Minimum Wage Worker: $502.00 Household at 30% of Area Median Income: $570 Worker Earning Average Renter Wage: $812.00

Massachusetts

3rd

Highest Housing Wage

$36.24/hr

Required to afford
a 2 bedroom rental home

107/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $29.41/hr Minimum Wage Worker: $702.00 Household at 30% of Area Median Income: $810 Worker Earning Average Renter Wage: $1,173.00

Maryland

8th

Highest Housing Wage

$28.60/hr

Required to afford
a 2 bedroom rental home

97/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $23.97/hr Minimum Wage Worker: $611.00 Household at 30% of Area Median Income: $835 Worker Earning Average Renter Wage: $958.00

Maine

24th

Highest Housing Wage

$21.39/hr

Required to afford
a 2 bedroom rental home

70/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $16.82/hr Minimum Wage Worker: $632.00 Household at 30% of Area Median Income: $573 Worker Earning Average Renter Wage: $671.00

Louisiana

32nd

Highest Housing Wage

$17.82/hr

Required to afford
a 2 bedroom rental home

98/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $14.79/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $495 Worker Earning Average Renter Wage: $756.00

Kentucky

47th

Highest Housing Wage

$15.78/hr

Required to afford
a 2 bedroom rental home

87/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.60/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $495 Worker Earning Average Renter Wage: $741.00

Kansas

39th

Highest Housing Wage

$16.81/hr

Required to afford
a 2 bedroom rental home

93/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.35/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $569 Worker Earning Average Renter Wage: $760.00

Iowa

45th

Highest Housing Wage

$15.97/hr

Required to afford
a 2 bedroom rental home

88/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $12.61/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $599 Worker Earning Average Renter Wage: $716.00

Illinois

20th

Highest Housing Wage

$22.11/hr

Required to afford
a 2 bedroom rental home

80/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $18.70/hr Minimum Wage Worker: $572.00 Household at 30% of Area Median Income: $651 Worker Earning Average Renter Wage: $948.00

Idaho

35th

Highest Housing Wage

$17.36/hr

Required to afford
a 2 bedroom rental home

96/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.77/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $516 Worker Earning Average Renter Wage: $708.00

Hawaii

2nd

Highest Housing Wage

$37.69/hr

Required to afford
a 2 bedroom rental home

149/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $28.86/hr Minimum Wage Worker: $525.00 Household at 30% of Area Median Income: $751 Worker Earning Average Renter Wage: $913.00

Georgia

27th

Highest Housing Wage

$19.42/hr

Required to afford
a 2 bedroom rental home

107/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $16.76/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $566 Worker Earning Average Renter Wage: $936.00

Florida

12th

Highest Housing Wage

$24.82/hr

Required to afford
a 2 bedroom rental home

115/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $20.17/hr Minimum Wage Worker: $450.00 Household at 30% of Area Median Income: $532 Worker Earning Average Renter Wage: $920.00

District of Columbia

5th

Highest Housing Wage

$33.94/hr

Required to afford
a 2 bedroom rental home

89/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $29.77/hr Minimum Wage Worker: $790.00 Household at 30% of Area Median Income: $968 Worker Earning Average Renter Wage: $1,567.00

Delaware

18th

Highest Housing Wage

$22.52/hr

Required to afford
a 2 bedroom rental home

97/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $18.48/hr Minimum Wage Worker: $481.00 Household at 30% of Area Median Income: $637 Worker Earning Average Renter Wage: $942.00

Connecticut

10th

Highest Housing Wage

$27.37/hr

Required to afford
a 2 bedroom rental home

91/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $22.16/hr Minimum Wage Worker: $624.00 Household at 30% of Area Median Income: $784 Worker Earning Average Renter Wage: $948.00

Colorado

9th

Highest Housing Wage

$27.50/hr

Required to afford
a 2 bedroom rental home

89/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $22.19/hr Minimum Wage Worker: $641.00 Household at 30% of Area Median Income: $712 Worker Earning Average Renter Wage: $1,062.00

California

1st

Highest Housing Wage

$39.03/hr

Required to afford
a 2 bedroom rental home

112/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $31.06/hr Minimum Wage Worker: $728.00 Household at 30% of Area Median Income: $706 Worker Earning Average Renter Wage: $1,294.00

Arkansas

51st

Highest Housing Wage

$14.60/hr

Required to afford
a 2 bedroom rental home

53/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $11.82/hr Minimum Wage Worker: $572.00 Household at 30% of Area Median Income: $464 Worker Earning Average Renter Wage: $747.00

Arizona

19th

Highest Housing Wage

$22.30/hr

Required to afford
a 2 bedroom rental home

73/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $18.07/hr Minimum Wage Worker: $632.00 Household at 30% of Area Median Income: $552 Worker Earning Average Renter Wage: $942.00

Alaska

15th

Highest Housing Wage

$23.74/hr

Required to afford
a 2 bedroom rental home

92/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $18.27/hr Minimum Wage Worker: $538.00 Household at 30% of Area Median Income: $721 Worker Earning Average Renter Wage: $1,052.00

Alabama

46th

Highest Housing Wage

$15.80/hr

Required to afford
a 2 bedroom rental home

87/wk

Hours of work needed at the minimum wage
(to afford 2 bedroom rental home)

More info
Hourly wage: $13.03/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $505 Worker Earning Average Renter Wage: $708.00

Live in a Metropolitan Area?

This site was made possible by the generosity of